Stacking Native-Token Fee Discounts With Cashback
How native-token fee discounts combine with Trade Reclaim cashback for a lower effective trading fee rate.
Native-token fee discounts and Trade Reclaim cashback stack. The discount lowers the fee you pay at the exchange, and you still earn cashback on the fee you do pay, so the two combine into a lower effective rate on every trade.
Why the two stack instead of cancelling out
They work at different points. A native-token discount (paying fees in the exchange's own coin) cuts your fee at the moment of the trade. Trade Reclaim cashback is a rebate of the affiliate commission the exchange pays on the fee you generate, sized as 30-50% of your own trading fees and paid back to you in USDT. Because the discount happens first and cashback is calculated on the fee you actually paid, you benefit from both.
Native-token discounts that stack
These are the verified native-token discounts (May 2026) that stack on top of Trade Reclaim cashback:
- BNB (Binance), 10%, spot and futures
- MX (MEXC), 20%, futures
- MNT (Mantle, Bybit), 10%, futures
- PT (Phemex), 10%, futures
- BGB (Bitget), 20%, spot only
- BMX (BitMart), 20%, spot only
Note: Spot-only and futures-only labels matter. A BGB or BMX discount applies to spot trades, while MX, MNT and PT apply to futures. BNB is the only one covering both.
How the two combine into a lower effective rate
Work it in order: discount first, then cashback on what remains.
- Start with the base fee. Say a futures taker fee is 0.06% of trade value.
- Apply the native-token discount. Hold MX and pay MEXC futures fees in it for 20% off, and the fee drops to 0.048%.
- Apply cashback on the fee you paid. With 30% cashback (MEXC's verified rate), you get back 30% of that 0.048%, around 0.0144% returned as USDT.
- Read the effective rate. Your effective fee is roughly 0.0336%, well below the 0.06% you started with.
The same logic applies on Binance with BNB: 10% off the fee, then 30% cashback on the reduced fee. To model the exact numbers for your volume and exchange, use the cashback calculator.
FAQ
Does the native-token discount reduce my cashback?
Slightly, because cashback is a percentage of the fee you paid, and the discount makes that fee smaller. But the discount saves you more than the small cashback reduction, so your total effective fee is still lower than with either alone.
Do I need to do anything special in Trade Reclaim to stack them?
No. You enable the native-token discount at the exchange (hold the coin and turn on paying fees with it). Cashback is handled by linking your public Exchange UID in your Trade Reclaim dashboard. The two run independently.
Which discount applies to spot trading?
BNB (10%), BGB (20%) and BMX (20%) cover spot. MX, MNT and PT are futures-only. Check that the discount matches the market you trade.